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What do I need to apply for SSDI?

If you have a disability, you may qualify for Social Security Disability Insurance (SSDI). However, not everyone with a disability meets the requirements.

According to ssa.gov, you must have current or previous job experience at a company that paid into Social Security. The application process also requires a lot of information. See below to learn more about what you need to apply for SSDI.

Employment history

The Social Security Administration requires a lot of information about your job experience. You must provide your job experience for the previous 15 years before you became disabled. However, if you had more than five jobs during that time, you only must submit the most recent five.

Workers’ compensation benefits

Next, you must provide any workers’ compensation benefits you filed or plan on filing. It does not matter if the compensation was permanent or temporary. If you currently receive workers’ compensation, keep track of all your payments. Enquire with the insurance company that paid you if you do not have good records.

Medical records

Besides employment and workers’ compensation, the SSA requires several documents. Luckily, the SSA provides a complete list of what you need. Most importantly, you need documents that prove you have a disability. Reach out to your doctor if you do not have medical evidence to prove your disability.

Applying for Social Security Disability Insurance is a relatively simple process. Things become much more difficult if you do not keep good records of your benefits, medical records and legal documents. Go through the checklist one item at a time, and submit a complete application to avoid rejection.